my first ever credit card

Early last month, I applied for my first ever credit card, and received it in the mail about a fortnight ago. Opened the envelope to take a look, then put it aside and forgot about it until today! :P

There it is – my Frank by OCBC credit card!

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You can personalize your card by choosing one of 120 card designs. Since I like colourful things, I chose jellybeans! (Incidentally, I tried jellybeans for the first time in my life sometime last year. They were softer and nicer than I thought they would be!)

Previously, I only had the DBS NUS Debit Card, which was useful but had a lousy cashback rate, and I thought I should learn how to use a credit card, so I finally decided to apply for one!

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