Archive for the 'goals' Category

last of the 20s

What I did in the past 365 days! Overall 2016 was a relatively good year, though of course I hope next year will be much better! (Text in italics were the goals I had set for this year at the end of the last.)

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revising my goal

Since I am now 29, but am not anywhere near my 1000k by 28 goal yet, I am hereby revising it to: 1000k by 29!!! 

paper and ink

A few weeks ago, I commenced Operation Clean Room, as one of my New Year resolutions is to clear my study. I didn’t think I could wipe out the whole room in a day, so I decided my strategy was to divide and conquer, attacking one corner at a time. Few days ago, I had fired the opening salvo by pulling out 50 kilograms of old magazines (the karung guni man who came by today thought it was more like 30 though). Today I targeted the stuff from my secondary school and junior college days. (Yes, I have documents dating back 16 years……) The battle is more than half won and I will continue the campaign in the next few days. The amount of paper and ink expended in six years of education is frankly quite amazing! As I flipped through the pages and pages, I couldn’t help but reminisce about the past……

white horse neighing in the west wind

But no matter how brilliant, how learned Habolamu was, there was one puzzle he would never be able to decipher, because even the all-encompassing Quran contained no answer: if the person you loved deeply, deeply loved someone else, was there anything that could be done?

I have never been gladder to announce that my translation of 《白马啸西风》 (Bai Ma Xiao Xi Feng, or White Horse Neighing in the West Wind), a wuxia novella by Jin Yong, is finally DONE!!! At long last! How I’ve waited for this day!

I started working on the piece after my ‘O’ Levels and posted my first instalment to the SPCNET Wuxia Translations forum on 18 November 2003. I had thought my work would take days, if not months, to finish- but who knew! It ended up taking way more time and effort than I had thought!

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monday blues

This time next year, I hope I will have gotten a place to call my own. Onward forward!!!

one step at a time

On Friday night, I finally signed up for a Pinterest account, and immediately started adding photos of interior design to my various boards. I feel like I’ve gotten just a leeeetle bit closer to owning my dream home. :)

looking back on the year

An analysis what I did in 2015……!!! (Text in italics were the goals I had set for this year at the end of the last.)

Personal
Tried to go out every weekend instead cooping up at home. Ate at at least one new place every month (usually alone). Initiated meetups with friends whenever possible. Held a couple of gatherings for the members of a personal finance Whatsapp group I am in. (Mostly guys and quite a fun bunch!) Had resigned myself to being an eternal inviter and never an invitee, but lo and behold! In November, Gabriel invited me to a cookout lunch at his place. He and his co-organizer truly have an eclectic group of friends indeed!

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dreams

Dreams that do come true can be as unsettling as those that don’t.

Brett Butler, Knee Deep in Paradise

revising my goal

Since I am now 27 years and 11 months old, but am not anywhere near my 1000k by 27 goal yet, I am hereby revising it to: 1000k by 28!!! Hopefully the new adventure that I just started will help me achieve it……

thinking

A very inspiring poem. Read more about it here.

Thinking
Walter D Wintle

If you think you are beaten, you are
If you think you dare not, you don’t,
If you like to win, but you think you can’t
It is almost certain you won’t.

If you think you’ll lose, you’ve lost
For out of the world we find,
Success begins with a fellow’s will
It’s all in the state of mind.

If you think you are outclassed, you are
You’ve got to think high to rise,
You’ve got to be sure of yourself before
You can ever win a prize.

Life’s battles don’t always go
To the stronger or faster man,
But soon or late the man who wins
Is the man WHO THINKS HE CAN!

happiness

To the barefoot man, happiness is a pair of shoes. To the man with old shoes, it’s a pair of new shoes. To the man with new shoes, it’s more stylish shoes. And of course, the fellow with no feet – he’d be happy to be barefoot.

Measure your life by what you have, not by what you don’t.

Anonymous

looking back on the year

A review of what I did in 2014……!!! (Text in italics were the aims I had set for this year at the end of the last.)

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destiny

When you want something, all the universe conspires in helping you to achieve it.

Paulo Coelho, The Alchemist

saving $100k by 30

On 7 July last year, the Straits Times published an article titled ‘Is it possible to have $100k by 30?‘ As I was pursuing my 100k by 26 goal at that time, the headline immediately piqued my interest to read on. In his report, journalist Jonathan Kwok made a few assumptions and calculations and declared that it was completely possible. I recall reading plenty of sceptical and cynical responses to his piece online.

Some time later, I stumbled upon two local finance bloggers who also wrote about Kwok’s article (Cheerfulegg and Investment Moats). Each proposed their own set of assumptions and calculations, and also concluded that saving $100k by 30 was indeed possible.

(Incidentally, I recently came across a rather interesting post at Singapore 2B – on how to save $400 000 in 60 years.)

And as for my take on this……

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achievement unlocked

Have never been prouder or gladder to say…… as of 31 August, 100K BY 26: ACHIEVEMENT UNLOCKED!!!!!!!

As previously mentioned, shortly after I started my working life in December 2010, I set myself three financial goals:

10k by 24
100k by 25
1000k by 26

To make them more challenging, I decided that I would not be counting my CPF monies.

The first goal was reasonably simple to realize. All I did was save close to 60% of my monthly salary (after the 20% CPF deduction) and stay home every weekend. (My mum actually asked me a couple of times why I didn’t go out.) And seven months later, in July 2011, I turned 24 and hit $10k.

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